Dari keseluruhan sumber dana tersebut, sumber dana utama adalah simpanan, sehingga perlu diberikan penjelasan yang lebih mendalam tentang simpanan. Menurut PP 9 Tahun 1995 simpanan adalah dana yang dipercayakan oleh anggota, calon anggota, koperasi lain dan atau anggotanya kepada KSP/USP dalam bentuk tabungan dan simpanan koperasi berjangka. Pengertian simpanan sebagaimana dinyatakan dalam PP tersebut adalah simpanan yang merupakan hutang bagi KSP/USP, sementara itu terdapat jenis simpanan lain dari anggota yang merupakan kekayaan bersih bagi KSP/USP, yaitu simpanan pokok dan simpanan wajib (bagi KSP). Pembahasan mengenai simpanan di bawah ini, meliputi simpanan yang merupakan kekayaan bersih, yaitu simpanan pokok dan simpanan wajib serta simpanan yang merupakan hutang, Yaitu tabungan dan simpanan berjangka.
Of the overall source of those funds, the main source of funding is the deposits, so it needs to be given a more in-depth explanation about the deposits. According to the PP 9 1995 deposits are funds entrusted by members, prospective members, other cooperatives and or its members to the KSP/USP in the form of savings and deposits the cooperative futures. Understanding the deposit as stated in the PP is the mistress who is a debt for the KSP/USP, while there are other types of deposits from members which is the net worth for the KSP/USP, i.e. mandatory deposit principal and deposits (for KSP). A discussion of deposits below, include deposits that are a net worth, that is a staple and a mandatory savings deposits and deposits which are the debt, Namely savings and deposits for futures.
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From the overall sources of funds, the primary sources of funds are deposits, so it should be given a more in-depth explanation of the deposits. According to PP 9 1995 deposits are funds entrusted by its members, prospective members, or members of other cooperatives and to KSP / USP in the form of savings and cooperative savings deposits. Definition of deposits as stated in this regulation is a deposit which is payable for KSP / USP, in the meantime there are other types of deposits from the members who constitute the net worth for KSP / USP, namely the principal savings and mandatory savings (for KSP). Discussion on deposits below, include deposits which constitute the net worth, the principal savings and mandatory savings and deposits is payable, ie savings and time deposits.
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